Effective from June 2023, these terms and conditions from Wealthway Consultancy govern your use of our website and services. By accessing and using our website, you agree to comply with and be bound by these Terms of Service. If you do not agree with any part of these terms, please refrain from using our website and services.

1.User Obligations

1.1 Eligibility: By using our website and services, you represent that you are at least 18 years old and have the legal capacity to enter into a binding contract. If you are accessing our services on behalf of an organisation, you represent that you have the authority to bind the organisation to these Terms of Service.

1.2 Account Registration: You may need to create an account to access certain features or services on our website. You are responsible for providing accurate and complete information during the registration process. You are also responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1.3 Prohibited Conduct: You agree not to engage in any conduct that violates applicable laws, infringes upon the rights of others, or interferes with the proper functioning of our website and services. Prohibited conduct includes, but is not limited to, the following:

• Uploading or transmitting any unauthorised, illegal, or malicious content.
• Impersonating any person or entity or falsely representing your affiliation with any person or entity.
• Engaging in any activity that disrupts or interferes with the normal functioning of our website or services.
• Violating any intellectual property rights, including copyright, trademarks, or patents.
• Attempting to gain unauthorised access to our systems or networks.

2. Intellectual Property Rights

2.1 Ownership: All intellectual property rights, including copyrights, trademarks, and patents, in our website, services, and content are owned by Wealthway Consultancy or our licensors. You acknowledge and agree that you do not acquire any ownership rights or licences to our intellectual property.

2.2 Limited Licence: We grant you a limited, non-exclusive, non-transferable, and revocable licence to access and use our website and services for personal and non-commercial purposes. This licence does not permit you to modify, reproduce, distribute, or create derivative works based on our content without our prior written consent.

3. Limitations of Liability

3.1 Disclaimer: Our website and services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, whether expressed or implied, regarding the accuracy, reliability, or suitability of the information and services provided. You acknowledge and agree that your use of our website and services is at your own risk.

3.2 Limitation of Liability: To the maximum extent permitted by applicable law, Wealthway Consultancy and its directors, officers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website and services, even if we have been advised of the possibility of such damages.

4. Dispute Resolution

4.1 Governing Law: These Terms of Service shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any dispute arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].

4.2 Arbitration: Any unresolved disputes or claims arising out of or relating to these Terms of Service shall be resolved through binding arbitration in accordance with the rules and procedures of [Arbitration Organization]. The arbitration shall take place in [Jurisdiction], and the decision of the arbitrator shall be final and binding upon both parties.

5. General Provisions

5.1 Severability: If any provision of these Terms of Service is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

5.2 Modifications: We reserve the right to modify or update these Terms of Service at any time. We will notify you of any significant changes by posting the revised Terms of Service on our website or sending a direct communication. Your continued use of our website and services after the changes indicate your acceptance of the updated Terms of Service.

5.3 Termination: We may, at our discretion, suspend or terminate your access to our website and services if we believe that you have violated these Terms of Service or engaged in any unauthorized or illegal activities. We also reserve the right to discontinue or modify our website and services at any time without prior notice.

5.4 Entire Agreement: These Terms of Service constitute the entire agreement between you and Wealthway Consultancy regarding the use of our website and services and supersede any prior agreements or understandings, whether written or oral.

5.5 Waiver: The failure of Wealthway Consultancy to enforce any provision of these Terms of Service shall not be construed as a waiver of that provision or the right to enforce it at a later time.

5.6 Assignment: You may not assign or transfer any of your rights or obligations under these Terms of Service without the prior written consent of Wealthway Consultancy. We may assign or transfer these Terms of Service, in whole or in part, without restriction.

5.7 Contact Information: If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us at [email address]. We will endeavour to respond to your inquiries in a timely manner.

By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms of Service.

Please note that these Terms of Service are subject to change, and it is your responsibility to review them periodically to stay informed of any updates.

Introduction

Welcome to Wealthway Consultancy LLC. This Privacy Policy outlines how we collect, use, and protect personal information of our users. We are committed to safeguarding the privacy and confidentiality of the information provided to us. By accessing and using our website, you consent to the collection and use of your personal information as described in this Privacy Policy.

Information Collection

We may collect personal information from you when you register on our website, subscribe to our services, make payments, or interact with our website in any way. The types of personal information we may collect include:

Information: Name, email address, phone number, and postal address.

Payment Information: Credit card details, bank account information, and billing address.

Business Information: Company name, job title, requirements and industry.

Website Usage Information: IP address, browser type, operating system, and website navigation data.

Information Usage and Disclosure

We use the collected information for the following purposes:

Service Provision: To provide you with our consultancy services and fulfill your requests.

Payment Processing: To process your registration fees and service fees through our secure payment gateway.

Communication: To communicate with you regarding our services, updates, and promotional offers.

Improve User Experience: To enhance our website's functionality, tailor content, and improve user navigation.

Legal Compliance: To comply with applicable laws, regulations, and legal processes.

We do not sell, trade, or rent your personal information to third parties. However, we may share your information with trusted third-party service providers who assist us in delivering our services, processing payments, or performing website-related functions. These service providers are bound by confidentiality agreements and are prohibited from using your personal information for any other purpose.

Data Security

We implement appropriate technical and organisational measures to ensure the security and confidentiality of your personal information. We use industry-standard security protocols to protect your data from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage over the internet is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

Retention of Personal Information

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your personal information is no longer necessary, we will securely delete or anonymize it.

Third-Party Websites and Links

Our website may contain links to third-party websites or applications. Please note that we are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of those websites before providing any personal information.

Children's Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to remove that information from our systems.

Changes to the Privacy Policy

We reserve the right to modify or update this Privacy Policy at any time. We will notify you of any significant changes by posting the revised Privacy Policy on our website or sending a direct communication. Your continued use of our website after the changes indicate your acceptance of the updated Privacy Policy.

Contact Us

Contact us if you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information. We will endeavour to respond to your inquiries in a timely manner.

By using our website and services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

At Wealthway Consultancy, we strive to provide excellent service to our clients. This Refund Policy outlines the procedures and guidelines for requesting a refund or cancellation of our services. By engaging with our services, you agree to comply with the terms and conditions stated in this policy.

1. Eligibility for Refunds

1.1 Service-Specific Refund Eligibility: Refund eligibility may vary depending on the specific service or package you have purchased. Please refer to the service description or contact our customer support team for detailed information regarding refund eligibility.

1.2 Valid Refund Reasons: Refunds may be considered under the following circumstances:

• Failure to deliver promised services within the agreed-upon timeframe.
• Services provided do not meet the agreed-upon specifications or quality standards.
• Duplicate payment made for the same service.

2. Refund Request Process

2.1 Submitting a Refund Request: To request a refund, you must contact our customer support team and provide relevant information, such as your order details and a clear explanation of the reason for the refund request. We may require additional documentation or evidence to support your claim.

2.2 Review and Evaluation: Once we receive your refund request, we will review the information provided and evaluate its eligibility based on the criteria outlined in this policy. We strive to process refund requests in a timely manner.

2.3 Notification of Refund Decision: We will notify you of the decision regarding your refund request via the contact information you provided. If your request is approved, we will outline the refund amount and the method by which it will be processed.

3. Refund Conditions and Limitations

3.1 Service Fees: Please note that certain service fees, such as registration fees or administrative charges, may be non-refundable. These fees cover costs incurred during the processing of your order and are separate from the service itself. We will clearly communicate any applicable fees at the time of purchase.

3.2 Third-Party Expenses: In some cases, our services may involve third-party expenses, such as government fees or external service providers. These expenses are beyond our control and are subject to their respective refund policies. We will assist you in facilitating any eligible refunds from third parties, but we cannot guarantee their approval or timeline.

3.3 Timelines for Refund Processing: Refunds will be processed within a reasonable timeframe after approval. The exact timeline may vary depending on factors such as payment method, financial institution policies, and processing requirements. We will make our best efforts to expedite the refund process.

4. Contact Information

If you have any questions, concerns, or need assistance regarding our Refund Policy, please contact our customer support team. We are committed to addressing your inquiries and resolving any issues promptly and efficiently.

Please note that this Refund Policy is subject to change without prior notice. We recommend reviewing this policy periodically to stay informed of any updates.

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